You may be able to buy a home with zero down.
California programs may help eligible buyers cover the down payment. See if you may qualify below.
See what you may qualify for
No cost, no obligation. A licensed California real estate agent will follow up with your results.
How it works
Three simple steps to see what assistance you may be eligible for.
Answer a few questions
Tell us about your homebuying goals, timeline, and target price range. Takes about a minute.
Get matched to programs
We review your answers against active California and local down payment assistance programs.
Speak with a licensed agent
A licensed California real estate agent walks you through your results and next steps — no pressure, no obligation.
Ready to take the first step?
See the programs you may qualify for in about a minute — no cost, no obligation.
How down payment assistance works
Assistance programs may help eligible buyers cover part or all of the upfront costs — often around 3.5%–7% of the purchase price, depending on your situation.
Down Payment Assistance
Programs that may help cover part or all of your required down payment, reducing the cash you need up front.
Deferred Assistance
Some assistance is structured as a deferred loan, often repaid later when you sell or refinance the home.
Forgivable Assistance
Certain programs may be forgiven over time if you meet the requirements, such as staying in the home for a set period.
Low Monthly Payment Options
Other programs provide assistance as a loan with modest monthly payments added to your mortgage.
Down payment assistance is generally not a cash gift. Programs may be structured as deferred loans, forgivable loans, or loans with monthly payments, and closing costs or other expenses may still apply. Not every buyer qualifies — eligibility depends on factors such as income, location, credit, and each program’s requirements.
Built around your peace of mind
No cost, ever
Checking your eligibility is at no cost, with no hidden fees.
60-second process
A short form is all it takes to see what you may be eligible for.
No obligation
Explore your options with zero pressure to move forward.
Licensed guidance
Get answers from a licensed California real estate professional.
Your options may be closer than you think.
Check your eligibility in about a minute — no cost, no obligation.
Frequently asked questions
Not necessarily. Credit is one of several factors programs consider, along with income and location. Many programs are designed to be accessible, but requirements vary and not every buyer qualifies.
Not always. Some programs are limited to first-time buyers, while others are open to repeat buyers. Eligibility depends on the specific program and your situation.
Amounts vary widely by program, county, and household situation. Many programs may provide assistance in the range of roughly 3.5%–7% of the purchase price. Your results will outline the ranges that may apply to you.
No. This initial eligibility check does not involve a credit inquiry and does not affect your credit score.
A licensed California real estate agent will follow up to review your answers, explain the options that may apply to you, and answer your questions. There’s no cost and no obligation to move forward.
Ready to see what you qualify for?
It only takes a minute, and there's no obligation to move forward.